Theodora Lau - Founder, Unconventional Ventures. @psb_dc "Banks could be with their own "Kodak moment" by falling into irrelevance if they fail to keep up with the pace of rapidly developing fintech technologies" - Antony Jenkins, Former CEO of Barclays #STInsights @CIOStraightTalk #Disruption #FinServ #FinTech #innovation Theodora Lau - Founder, Unconventional Ventures. @psb_dc Opportunities abound for incumbents looking to transform themselves: 1. Expand products &services 2. Focus on customer experience 3. Explore new tech 4. Deploy different strategies #Disruption #Finserv #FinTech #STinsights Bradley Leimer - MD and Head of FinTech, Explorer Advisory & Capital. @leimer Platforms such as Ant Financial have demonstrated innovation within massive open frameworks. These will alter the perception of what a successful financial enterprise looks like. We will see massive M&A in the U.S. #STinsights Gaurav Bhatia - CDO, NewDay USA. @gauravbhatia1 .@CIOStraightTalk The amount of investments in #fintech says it all. VC money chases opportunity. Opportunity is there because traditional financial institutions are not innovating as fast, #DigitalTransformation #STinsights Rahul Singh - President, Financial Services, HCL Technologies. @RahulSingh50 Traditional firms are also struggling with their #legacyapplications & are #riskaverse - scared of upsetting their established apple-cart. Which is where #startups and #fintech firms have the advantage. They are #nimble, #agile & respond faster to change. #STInsights 25